What Happened?

As a reminder for New Jersey employers, the state enacted P.L. 2022, c.120 (S2357) and, effective December 8, 2025, requires employers to electronically report every worker separation (layoffs, terminations, resignations, retirements) through NJDOL’s Employer Access Portal.

• Report as soon as possible and no later than 7 days after separation (or 7 days after a claim notice).
• Keep issuing the BC‑10 to the worker at separation.

Overview

• Who is covered: All New Jersey employers subject to the Unemployment Insurance (UI) law -those filing Forms NJ‑927 and WR‑30 -must register for Employer Access and use the Employer Response Portal.

• What to report: All separations, regardless of reason or whether the worker files a claim.

• Timing: Statute says “immediate and simultaneous;” operational guidance: within 7 days—do not wait for a claim.

• How to report: Submit the portal questionnaire for each separation; respond promptly to any e‑Adjudication follow‑ups.

• BC‑10: Give the BC‑10 to the worker at separation; uploading it is not generally necessary since the portal records the needed details.

• PEOs/TPAs: If a PEO is the employer of record, the PEO files via Employer Access; coordinate now to avoid misses. Important Note: in August of 2025 New Jersey enacted A5506/S3773, transferring the legal liability and penalties for failure to report employee separations from the PEO to the client employer. Despite this legal change, NJDOL’s guidance has not been fully updated, and some FAQ’s on their site still incorrectly list the PEO as the responsible party.

Why this matters: Faster UI decisions depend on complete, timely employer data. Late or missing submissions can lead to default determinations, penalties, and unfavorable charge impacts on your UI tax rate. Getting this right protects your organization’s costs and compliance posture.

Action Items for Compliance

• Getting access to the Employer Access Portal
  
  
  • Online Portal Update (LINK)
  • Employer Response Portal
  • Register using the Authorization Code found on the annual assessment bill received in July of each year.
  • Provide valid email address as communication is strictly electronic.

If you, as the employer, do not have or cannot find the Annual Combined Assessment Bill, the following can be used to find what you need:

• Online Verification Tool (Direct Link)
  • FEIN (15 digits entered as 012345678900000)
  • Official Business Name: exactly as it appears on your tax forms (NJ-927 and WR-30)
  • Wage data: Total amount of wages subject to Unemployment, Disability, Workforce, and Family Leave Insurance from Line 8 of your recent Quarterly Report (Form NJ-927)
  • Request a code by email or phone
  • Email: EmployerAccess@dol.nj.gov with EIN and business name
  • Phone: Call (609) 633-6400 (option 0)

Key Risks for Employers

• Missing the 7‑day window: NJDOL may decide based on available information without your input.
• Not registering for Employer Access or lacking a monitored email inbox for notices.
• Incomplete/incorrect details (dates, reason, last day worked) leading to avoidable charges.
• Skipping quits/retirements: all separations must be reported, not just layoffs or discharges.
• BC‑10 missteps: failing to provide it at separation or assuming it must be uploaded.

Source References

• New Jersey – P.L. 2022, Chapter 120
• New Jersey – Press Release – Employers Must Report All Worker Separations Through Online Portal (December 17, 2025)
• New Jersey – Get started with Employer Access
• New Jersey Unemployment Compensation Law Amendments In Effect (VensureHR)
• Employer Requirements Under New Jersey Unemployment Compensation Law to Change (VensureHR)
• New Jersey – FAQs 
• New Jersey – Employer online form response and e-adjudication
• New Jersey – Online Bulletin (December 17, 2025)

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